Money in wallet
Make the most of your money

Mortgage

Thumbnail for How Much Rent Can You Afford? Real Apartment Stories Tell All

How Much Rent Can You Afford? Real Apartment Stories Tell All

How much rent can you afford? For a clearer estimate, EarnIn's rent affordability calculator breaks down apartment types by budget and aligns the data to your situation.

Jan 12, 2026
10 min read
Thumbnail for 9 Mortgage Tips for First-Time Home Buyers

9 Mortgage Tips for First-Time Home Buyers

Buying your first home? Explore nine mortgage tips for first-time buyers — from checking credit to comparing lenders — plus tools to help with budgeting.

Dec 21, 2025
9 min read
Thumbnail for Why Cash Advances Don’t Work for Mortgage Down Payments

Why Cash Advances Don’t Work for Mortgage Down Payments

Thinking of using a cash advance for a mortgage down payment? Learn why lenders reject it, the risks involved, and safer ways to fund your home purchase.

Oct 22, 2025
9 min read
Thumbnail for Can You Pay Your Mortgage With a Credit Card?

Can You Pay Your Mortgage With a Credit Card?

Explore how to pay your mortgage with a credit card, including fees, risks, and workarounds. Understand third-party payment services and how to avoid unnecessary debt.

Jul 22, 2025
7 min read
Thumbnail for Cash Out Refinance: 5 Rules for Homeowners

Cash Out Refinance: 5 Rules for Homeowners

Home cash-out refinance rules to be aware of include needing to meet certain requirements and not taking out more than 80% of your home’s equity.

Aug 6, 2024
5 min read
Thumbnail for Cash-Out Refinance: What It Is And How It Works

Cash-Out Refinance: What It Is And How It Works

A cash-out refinance replaces your mortgage with a larger loan, giving you cash from the difference. Learn how it works and explore your options.

Jan 5, 2021
4 min read